Instant Funding Review ?

Prop trading firms offer traders the unique possibility to accept funded accounts and trade risk-free. This dynamic world is full of prop firms and it is crucial to find reliable companies. Instant Funding offers traders a diverse range of funding accounts including funding from 1,250 to 100k USD. The firm has a profit sharing of 70 to 90%.

In this Instant Funding review, we will assess the firm’s important features such as safety, rules, funding options, assets, platforms, support, and more. After reading this review, you will easily determine what kind of services the firm offers and if you can trust them.
?️Safety & Security of Instant Funding
Safety is the number one priority when assessing the firm. Without defining the safety of the firm, it is impossible to check other services as they encompass everything. Instant Funding was established in 2022 giving it experience more than 2 years. This is important, as scams rarely make it past one year of existence. The firm was partnered with a regulated broker, Thinkmarkts. However, they stopped cooperating with the broker which means they are now acting as a broker which is never a good thing. This is an important aspect of any prop firm’s safety and Instant Funding falls short in this criterion.
Trader feedback is another critical part of safety. All safe and reliable firms have the majority of traders evaluating them positively. Instant Funding lacks reviews on the FPA but has good reviews on Trustpilot.
Overall, considering all the criteria for safety, Instant Funding offers a mediocre level of safety. The firm can be considered as an average when it comes to safety.
? Available Assets on Instant Funding
Trading asset diversity is where Instant Funding prop firm falls short as it only provides access to a handful of assets such as Forex pairs, commodities, indices, and cryptos. It has to be noted that these asset classes are what most Forex traders trade and some traders might not need more assets. However, for multi-asset traders, the lack of stocks, futures, and other types is a definite drawback.
Each of the Instant Funding offered asset classes comes with predefined leverage limits depending on the trading style. For example, the leverage for currencies is up to 1:100 for normal accounts, cryptos come with 1:2, and commodities and indices have up to 1:20.
Here are the leverages for each asset on swing accounts:
Currencies – 1:30
Commodities – 1:8
Indices – 1:10
Cryptos – 1:1
As we can see, swing traders can not use high leverage just like regular account holders which is a disadvantage.
?️ Instant Funding Account Types
Funded challenge accounts come in different shapes and forms. Diversity here is critical, as different traders have different trading styles and prop firms should offer appealing conditions to all trading styles. For example, swing traders need more forgiving rules and scalpers, as they have lower win rates and higher risk-reward ratios.
Instant Funding provides traders with diverse account selections which is very competitive. These accounts include Instant Funding, One-Phase, Two-Phase, and Three-Phase options.

For all Instant Funding firm funded accounts, traders can modify their experience by allowing features like news trading, adding a 10% profit split, enabling 5 days payouts, and adding 2% to the max drawdown. These features are paid and require additional fees on top of the one-time fee paid for selected funded accounts.

? When it comes to funding options, the Instant Funding account offers the most diverse options including 1,25k, 2.5k, 5k, 10k, 20k, 40k, and 80k USD. There is no profit target for these accounts as traders gain access to funded accounts right away without evaluation phases. The maximum drawdown is 10%, the starting profit sharing is 70%, and the scaled profit sharing is 90%. These accounts can scale up to 1.28 million USD at maximum. To get eligible for scaling, traders have to hit at least a 10% profit target. Every time a trader scales their account, the account size is doubled. There are no minimum trading days, holding overnight is available, but it is prohibited to hold open positions during the weekends.

? Instant Funding One-Phase funded accounts offer limited options of funding including 10k, 25k, 50k, and 100k USD. The profit target is 10%, the daily risk limit is 3%, and the maximum drawdown is set at 6%. The baseline profit split is 80% which can be increased with a scaling plan to 90%. The profit target for scaling is 10% and the account funding is increased by up to 100%. However, traders can only increase their account funding by 25% every 90 days using the scaling plan. There are minimum trading days, requiring traders to trade at least 3 days before they can get funded. Holding open positions during weekends is only available for phase 1 of this challenge which is very confusing.

? Instant Funding Two-Phase funded account offers funding options which include 10k, 25k, 50k, and 100k USD options. Traders can set up this account to allow news trading, add a 10% profit split, enable 5-day payouts, and add a 2% maximum drawdown. The news trading feature is free while all the others will increase the base fee by 18 USD. Payouts are given after 14 days after the first trade after getting funded and weekly after that. The profit target is 10% for Phase 1 and 5% for Phase 1. The daily risk limit is 5% and the maximum drawdown limit is set at 10%. The default profit split is 80% and the scaled-up profit split is capped at 90%.
Instant Funding Two-phase funded account scaling plan increases account balance by 25% every 90 days after hitting the 10% profit target. The maximum scaled account funding can be 100% of the original funded amount. Minimum trading days are 3 and overnight position holding is allowed. Traders can hold open positions over the weekends during phases 1 and 2, while it is prohibited after the trader gets funded. The maximum leverage is capped at 1:100.

? Instant Funding Three-Phase funded account has the funded options of 10k, 25k, 50k, and 100k USD amounts. Traders can set up this account too and adding features require additional fees. News trading is free to add to your account, while all other features including adding a 10% profit split, enabling 5-day payouts, and adding a 2% maximum drawdown will cost additional fees. Profit targets for phases 1, 2 and 3 are 8%, 5%, and 5% respectively. Daily drawdown is 5%, maximum drawdown is 10%, and baseline profit split starts from 80%. Traders can use the above-mentioned paid feature to increase payouts up to 90%. The scaling program requires a 10% profit target and increases account funding by 25% every 90 days up to 100% of the original funded amount. The minimum trading days are 3 and holding overnight is possible. However, holding positions over weekends is only available for phases one, two, and three.
The maximum leverage is also capped at 1:100 for the 3-step account as well.
? Instant Funding trading fees
Instant Funding prop firm offers very competitive fees on its diverse funded challenge selection. To compare the fees with other firms let’s list all fees for all funding options below.

?Instant Funding Instant Funding accounts have the following fees:
Funded amount: 1,250 USD – one-time fee: 79 USD
2,500 USD – 120 USD
5,000 USD – 225 USD
10,000 USD – 440 USD
20,000 USD – 870 USD
40,000 USD – 1735 USD
80,000 USD – 3,460 USD

? Instant Funding One-Phase funded accounts have the following one-time fee structure:
10,000 USD – 79 USD
25,000 USD – 149 USD
50,000 USD – 259 USD
100,000 USD – 429 USD

? Instant Funding Two-Phase funded accounts require the following fees:
10,000 USD – 89 USD
25,000 USD – 189 USD
50,000 USD – 289 USD
100,000 USD – 489 USD

? Instant Funding Three-Phase funded accounts require traders to pay:
10,000 USD – 69 USD
25,000 USD – 120 USD
50,000 USD – 219 USD
100,000 USD – 399 USD
Overall, Instant Funding fees are now very competitive.
? Platforms and Mobile Trading at Instant Funding
Instant Funding prop firm platforms are diverse and include MetaTrader 5, DXTrade, and cTrade. All these platforms are advanced and offer very attractive trading environments. DXTrade is not on par with MT5 and cTrader but it was designed for prop trading and offers decent features. However, when it comes to custom indicators and trading robots no other platforms compare to MT5 and cTrader.
Instant Funding mobile trading is available with all three platforms and traders can trade and analyze markets on the go.
? Education and research tools offered by Instant Funding
The education is severely lacking on the Instant Funding website. There are no courses, webinars, or video tutorials. There is a blog but it is mainly concerned with the firm’s news and sometimes market insights making it useless for education.
Instant Funding does not offer any tools either to help traders increase their accuracy, apart from a trader dashboard.
? Customer Support of Instant Funding
The firm offers customer support via live chat and email. There are also social media and messengers including Discord for chatting. These support options allow traders to quickly contact the firm. However, there is no hotline support which is always a red flag.
Both the website and support options of Instant Funding are multilingual and available in plenty of languages.

Frequently Asked Questions